MX Enables You to Do More with Financial Data

MX helps financial providers and their consumers understand and do more with financial data. We improve business and consumer outcomes by helping to reliably connect and verify data, surface data insights, and deliver personalized money experiences. For businesses, this means increased performance, lower risk, new revenue opportunities to drive growth, and improved customer engagement and retention. For consumers, it means they can more easily manage financial data, gain insights to make better money decisions, and reach their financial goals.

Products At-a-Glance

Connectivity

Securely connect to and verify consumer financial data.

Data Access: improves the provisioning and data sharing experience between financial institutions, fintechs, and other third parties.
Balance Checks: helps quickly verify account balances prior to initiating transfers, reducing risk, mitigating ACH returns, and protecting against NSF and overdraft fees by having a clear view into available funds.
Instant Account and Identity Verifications: fast, reliable verification technologies to help organizations better manage risk, protect against cyberattacks, and maintain regulatory compliance. MX reduces reliance on manual verification processes with instant account verifications (IAV) and account owner identification.
Account Aggregation: enables consumers to connect and view all of their financial accounts in one place, providing consumers and their financial providers to have full visibility into their varying financial accounts as well as the associated data.

Data

Make financial data actionable and deliver insights with context, cleansing, and categorization.

Data Enhancement: delivers enhanced, verified financial data to enable better decisions, experiences, and outcomes.

Experience

Provide APIs and tools to build personalized money experiences that drive engagement and growth.

Insights: translates consumer financial data into actionable insights to deliver personalized experiences, drive consumer engagement, and support financial wellness.
Mobile Banking: a fully-featured digital banking platform that empowers financial institutions and fintechs to deliver data-driven, contextual, and personalized experiences.
Personal Financial Management: simplifies consumer interactions with their finances from connecting all their accounts in one place, to best-in-class digital money management and notifications capabilities.